The gold cards cost 548 riyals and the silver cards cost 245 riyals. Whether you are Muslim or not, you can apply for an Islamic credit card. stream 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i. Building on the strength of that foundation Bank Islam now offers a range of credit cards that cater to everyone's needs, with Classic, Gold and Platinum MasterCards that give you unlimited cashback on every single purchase. Minimum Annual Income: RM 84,000: Minimum Age For Primary Card: 21 years old : Minimum Age For Supplementary Card: 18 years old: Who Can Apply: Anyone: Please Enter Your Details. Enjoy 5% Cashback for all airlines and hotel bookings, no extra fees for overseas transactions anymore! RM 60.00. The same concept is also used for Islamic credit cards where a customer will purchase a commodity from the bank on a cost plus profit basis. You will need to be at least 21 years old and have a monthly income of at least RM7,000 to apply for Bank Islam Platinum Card-i. Bank Islam cardholders can also use their credit cards as a medium to make their Zakat contributions. Debit card image Debit card name and benefits Cashback Annual Fee Apply Online; Bank Islam Team Harimau Visa Debit Card-i. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. Unlike most credit cards, Bank Islam Gold MasterCard Card-i comes with a minimum interest rate of 13.5% per annum rather than 15%. Up to 5.0%. I hereby give my consent to the Bank to collect, process, and continue to use the information disclosed by me for a maximum period of one month from the date this form is submitted for the purpose of this application, cross selling, marketing, and promotions whatsoever including offers and competitions and disclosure my … Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. … The card can also play the role of loyalty card through bonus points that are exchanged for various benefits. In most cases, a minimum annual income of RM24,000 is required, but this could vary from bank to bank. Pay to your billers, Bank Islam Credit Card-i or financing accounts instantly. Compare them all and apply online. * card expiry (mm/yyyy) * / mobile no. endobj Earn Skywards Miles on all your spends, and redeem them for flights or a host of other travel and lifestyle benefits with Emirates and Emirates Skywards partners. Balance Transfer. Apply for Bank Islam Classic Visa Card-i by Bank Islam. To apply for a Bank Islam card, the principal cardholder will have to be at least 21 years old, while the supplementary cardholder is to be at least 18 years old. DO YOU KNOW ANY OF BANK ISLAM MALAYSIA BERHAD STAFF? Under this free complementary Takaful coverage, you will be insured against death and total permanent disablement up to RM100,000 respectively. Overview The terms and conditions herein shall apply to all cards and supplementary cards issued by Bank Islam Malaysia Berhad (‘the Bank’). Get latest promotions and freebies from Bank Islam Do a balance transfer with p.a to your account for more cash in hand! x��=�r����?��. These expenses are sometimes inevitable, so why not use a really good installment plan to pay for it with. Nowadays many people use “Credit” cards (credit cards) which are issued by some of the banks. Deposit and Financing Rates for various Bank Islam products. %���� Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Bank Islam Cards. Financing you and your business. Amal. N/A. Each and every DIB credit card is loaded with exclusive features, benefits, and rewards. Reason being that the profit margin will be permanent for the 3-year contract period. Promotion Period from 1 November 2020 – 31 January 2021 Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Unlimited Hibah Performance Bonus. I'll need to ask you a few more questions to complete your application. endobj All rights reserved. For more details, please refer to the Bank’s Schedule of Tariffs for this product. Disclaimer: All generated credit card numbers are valid, but have no real value, credit cards are not real and are used for testing and verification purposes only Other than that, this card gives you access to round the clock 24 hours customer service. Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. �������� ��r�y���;S�{�w"�դ�#�>�:�q�}霮�1-� �����kxz�jp�����;�C�v:�ϸ�+�?�ړG3��ldž5�Mf@�i��A�v�A]����5k6�. Up to 0.1%. The Islamic concept card that allow only Halal transaction. Haven't received my message yet? Ujrah itself is a generic term in Arabic which translates to fee, however it is usually used specifically in relation to a fee that is charged in exchange for a service. Of course, this plan applies to only a selected number of merchants. please complete the details below for bank islam credit card-i activation verification full name * nric * mother maiden name * employer name * the last 4 digits of card-i no. RM 150.00. Bank Islam Gold Card Features. This is because under Islamic requirements, tangible assets must underlie all transactions. Looking for more options to choose from? Empowering community beyond business. Requirements. Bank Islam Credit Card-i Balance Transfer (BT) and Retail Spread Value Plan (RSVP) “Value 4 You 2020” Campaign Open WhatsApp now. On top of that, there is no joining fee for this Islamic credit card. Remember to always research the best credit cards before applying! Applicants must be Malaysian citizens, aged 21 years old and above. You don't need to have an existing account with a bank to apply for a credit card from them. 4 0 obj Once you have opened a savings, current or Al-Awfar account with Bank Islam, the Selangor Red Giants Visa Debit Card-i will be issued to you, at a small charge of RM12. 7 debit cards. Minimum Monthly Payment. The Bank Islam Easy Payment Plan allows you to convert any purchase amount of RM150 or more into smaller installments with 0% interest, with tenures of up to 36 months. From the second year onward, you need to pay an annual fee of RM15 to enjoy an unlimited cash withdrawal at ATM machines all year round. The cardholder can truly enjoy a rewarding experience by using the Dubai Islamic Bank credit card. 3 0 obj Bank Islam debit card list. There is much that Bank Islam Gold Visa Card-i has to offer. Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Annual Fee. Types of Dubai Islamic Bank Credit Cards. Annual Fee. Annual Fee. <> On top of that, there is no joining fee for this Islamic credit card. Product Highlights. Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent! Free Access To Plaza Premium Lounge . Adopting the concept of Tawarruq the contract period for this card is 3 years. Promotion starts 8 August 2020 until 31 March 2021. Yes you read that right. Click to find out more about Visa Promotion for Bank Islam Visa Infinite Business Credit Cards-i . However, there is always the Bank Islam Installment Payment Plan that offers the same deal, but everywhere else. Learn More Credit Cards . Also, if you’re still unsure as to which card is right for you, let CIBC assist you in selecting one. Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Pre-authorization for payment using Bank Islam Credit Card-i? Every time you shop with your Team Harimau Debit Card-i, you will be supporting our very own national team. How are Islamic credit cards different from conventional credit cards? LEARN MORE . Bank Islam Card-i was the first Shariah contract credit card to be offered to Muslim and Non-Muslim alike in Malaysia. JomPAY Save the hassle of queuing up for bill payments. Bank Islam EPP offers payment terms of 3, 6, 12, … Profit Rate From 15.0 % p.a. You will need to earn within the card’s minimum annual income requirement, have good credit as well as fulfil the employment requirements, among others. Compare all Bank Islam debit cards and find the one that best meets your needs. Profit Rate From 13.5 % p.a. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Bank Islam Gold Visa Card-i Terms and Conditions, Bank Islam Gold Visa Card-i Product Disclosure Sheet, Bank Islam Visa Infinite Business Credit Card-i, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. If you prefer to broaden your credit card search, review more Bank Islam credit cards and start comparing today! The Islamic credit card also offers insurance products compliant with Islamic finance such as Takaful (Islamic insurance). Available in three variants –Infinite, Signature and Platinum Credit Cards. The highest annual interest rate is 17.5% p.a. Deposit & Financing Rates . Islamic travel insurance worth up to RM2,000,000 is yours when you charged full air fares to your World MasterCard credit card. Promotion Period from 1 October 2020 – 31 January 2021. 1 0 obj 0.0 % p.a. Bank Islam Visa Classic Credit Card-i: Requires annual income of RM 24,000.00 for all applicant.Waived when 12 swipes per year. © 2021 Jirnexu Sdn. Bank Islam Cards. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective May 2017 Page 5 of 22 (v) Without prejudice to the generality of Clause 5, the Cardmember acknowledges that under the arrangements the Bank has with the Commodities Purchaser or any other suppliers or third party counterparties, the Bank may be required to Let's get one and avoid usury! <>>> Public Islamic Bank Visa Gold Credit Card-i. Whether it’s getting a new refrigerator, TV set, computer or just putting some new wheels on your car. From the second year onward, you need to pay an annual fee of RM15.90 to enjoy an unlimited cash withdrawal at ATM machines all year round. Cashback. Over RM15,000,000 worth of prizes to be won. Bank Islam Platinum Visa Credit Card-i - Swipe 12x, no annual fee The annual fee of RM411.28 may seem substantial, albeit reasonable, given the perks that come together within this Platinum card. Study about Islamic credit cards is very essential and some studies have done on it. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective October 2019 Page 1 of 24 1. Bhd. iv ABSTRACT The practice of Islamic credit cards nowadays is still debatable among Muslim scholars especially regarding to its contracts and its effectiveness to attain maslahah. RM25 on each principal and supplementary card upon activation and anniversary date. Save more with our non-compounding charges credit cards. Just JomPAY your bills to more than 5,000 billers DuitNow Paying your friend is easier with GO. Dubai Islamic Bank offers a wide range of Islamic credit cards in order to fulfil the basic financial requirements of its customers. If you use your Bank Islam Credit Card-i to make payment for other financing, it may cost you more Payment Difficulties If you have problems paying for your Bank Islam Credit Card-i balances, contact us early to discuss payment alternatives 9. Also, when applying for this card be sure to set a profit margin that works best for you. Types of Bank Islam Credit Card-i 1. APPLY FOR BANK ISLAM CREDIT CARD - ELIGIBILITY. Al-Awfar Investment Account. Full Name (as per IC)* Email* Telephone* Annual Income. Approval from FSA 2013 would be required upon graduation from the sandbox. This amount is paid to the bank annually by the person who uses the Credit card, like an annual subscription. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Balance Transfer. The Emirates Skywards DIB Infinite Credit Card Get bonus Skywards Miles and earn Miles on all your spends. Eligibility Criteria of Dubai Islamic Credit Card Minimum salary of AED 5000 - AED 25,000 is required per month UAE residents of minimum 18 years old are eligible Both … Our credit card experts, also recommend you to check out other similar credit cards such as Bank Islam Gold Credit Card-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements. Simply swipe your card 12 times a year and voila! Bank Islam Credit Card-i Balance Transfer (BT), Retail Spread Value Plan (RSVP), & Cash Withdrawal Campaign. RM50 or 5% of outstanding amount, whichever is higher. Product Highlights. Profit Rate From 13.0 % p.a. LEARN MORE . Click to find out more about Visa Promotion “Hotel” for Bank Islam Visa Card-i. Late Payment Fee. Complimentary Group Family Takaful coverage up to RM100000. U.S. Bank offers many different types of credit cards ranging from a secured credit card to a premium travel rewards credit card.If you want to apply for one of these U.S. Bank credit cards, you may be interested in your likelihood of being approved.. Balance Transfer. Minimum annual income differs from card to card. Bank Islam Visa Tabung Haji Debit Card-i Campaign. No annual fees for that year! Bank Islam Visa Infinite Business Credit Card-i Enhanced loyalty program A unique loyalty program whereby you can collect airmiles for every booking made through Kaligo Business Plus, a hotel booking platform for corporate clients which houses over 425,000 hotels worldwide and attractive rewards. So the Tawarruq concept is the transfer of ownership of an asset from a seller to a purchaser. Apart from the interest savings, you have the chance to save on annual fees too. Each credit card issuer has its own minimum annual income requirement. Yes, it's totally free! So, before you go shopping please make sure to double-check if the merchant meets the card requirements. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. The highest annual interest rate is 17.5% p.a. Anniversary date card search, review more Bank Islam cardholders can also play the role of loyalty card bonus! Card-I or Financing accounts instantly all your spends Debit card image Debit card Name and benefits Cashback annual:. Shop with your Team Harimau Visa Debit Card-i and the silver cards cost 245 riyals as which! As outlined below, up to RM2,000,000 is yours when you charged full air fares to your World MasterCard card... Profit margin will be awarded to you for every Ringgit you spend on car! Their Zakat contributions cards from MasterCard, Visa, American Express, Discover, UnionPay JCB! Swipes per year income for this product, this Plan applies to only a selected number of merchants to Bank... 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